PAGE 3 SAC-WIN-VSC 08-2020 8. Any costs or other benefit for which the manufacturer has announced its responsibility through any means including public recalls or factory service bulletins. 9. Any part covered by the original vehicle manufacturer's warranty. 10. Normal Wear and Tear. 11. Vehicles that have been modified beyond manufacturer's specifications which may affect the failure, or that may increase the likelihood of a failure. 12. Vehicles being used for Commercial Use. 13. Damage occurring from operating on any surface other than Federal, State, County, City or Municipality paved roads or highways. 14. Damage outside the United States and Canada. 15. In-home service is not provided under this Agreement. 16. Reimbursement for repairs not authorized by Us. VEHICLES NOT COVERED This Agreement does NOT provide coverage for any of the following vehicles: 1. Vehicles not certified for sale within the United States at the time of manufacture, salvaged vehicles, a vehicle whose title has been branded, or a vehicle that’s been declared a total loss. 2. Trucks or vans with a Gross Vehicle Weight Rating (GVWR) in excess of 13,300 lbs. 3. Commercial Use, or any type of emergency vehicle. 4. Vehicles used for on or off-road racing. A. AGREEMENT GENERAL PROVISIONS AGREEMENT GENERAL PROVISIONS 1. You agree to assist Us in enforcing Your rights against any manufacturer or Repair Facility that may have responsibility to You for the cost of repairs covered under this Agreement. 2. We may require You to assign Your rights of recovery against others in the event that We pay for any claim made under this Agreement. We will not pay for any claim hereunder if You impair these rights of recovery. You may not waive Your right(s) to recover from others. 3. If more than one Service Agreement, contract, warranty or insurance policy can be applied to a claim, coverage under this Agreement shall be excess over all other such coverage(s), whether collectible or not. B. TRANSFER Conditions and rights regarding transfer in the state where You purchased this Agreement may be different from the conditions and rights set forth in this subsection. Please read, “SPECIAL STATE DISCLOSURES AND REQUIREMENTS” for the state in which You purchased this Agreement. This Agreement applies only to You and the Vehicle listed on the Schedule Page. Only You can transfer this Agreement. This Agreement cannot be transferred to or from an automobile dealer. We will allow a transfer of this Agreement only if each of the following conditions, if applicable, are met: 1. You have requested a transfer request form from Us within fifteen (15) days of the change of ownership of the Vehicle. 2. Within thirty (30) days of change of ownership You provide Us with the following: (a) If applicable, copies of sales receipts, invoices or work orders showing the date, mileage, and service(s) performed to evidence that all of the manufacturer’s maintenance requirements have been met. (b) Documented certification of the Vehicle’s odometer reading at the time of ownership transfer. (c) If applicable, copies of all documents sent to the manufacturer to effect transfer of Your factory warranty. Any remaining manufacturer’s warranty must also be transferred at the same time as Vehicle ownership transfer. (d) Transfer fee of fifty dollars ($50.00). Only check or money order will be accepted. (e) The completed transfer request form with all required signatures. 3. If the transfer does not receive a confirmation of transfer within forty-five (45) days after change of ownership, the transferee should notify Us. C. PAYMENT PLAN PROVISIONS In the event the Agreement Purchase Price is being paid for through a Payment Plan (or its equivalent) which is terminated for non-payment, the Term of this Agreement will be modified to reflect the portion of the Agreement that You have paid for. The modified Term of the Agreement will be calculated on a pro-rata basis by adding the time that You have used from the Agreement Purchase Date. You may contact the Administrator toll-free at 855-292-9309 to obtain the modified Term. C1. FINANCIAL AGREEMENTS If this Agreement was financed (purchased on a Payment Plan) by a funding party, the funding party shall be entitled to any refund(s) resulting from cancellation of this Agreement for any reason including repossession of Your Vehicle, or total loss of Your Vehicle. Failure to make monthly payments in a timely manner may result in cancellation of this Agreement and no refund will be due and no claims will be approved. 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